Instant paydays. Because you earned it.
Pick your payday (anyday!)
Up to 100% of earnings available the second you clock out.
Earn and spend in one place
Budgeting made easy with one app for earning and spending.
Skip sneaky fees and interest
Fee-free advance on the pay you’ve already earned.
Flexible pay benefits for happier teams
FAQs
Tell me about the card.
The Homebase Pay Any Day Visa® Debit gives you instant access to your earnings, with no instant delivery fees, hidden costs or interest. You’ll also get a smart view of your total earnings and spending — all in one place! Everything is totally private, and your employer is not notified in any way. Accounts can be set up in under 5 minutes and you can start using your card right away.
Does it cost any money to use?
Nope — sign-up is completely free and there are no hidden fees. That means no instant delivery fees, monthly account or interest charges, transaction charges or minimum account balances. The only fee you’ll see will be for international, non-USD transactions. This is charged by Visa® (not us!) and it’s a 1% fee added to your transaction amount when you use your card outside of the U.S.
I want in! How do I start spending and earning?
Right now, the Homebase Pay Any Day Visa® Debit card is only available to our waitlist. But don’t worry — we plan to be available for everyone soon.
I already use Cash Out. What’s the difference?
The Pay Any Day Visa® Debit gives you instant access to up to 100% of your earnings — anytime, and with no fees — when you set up direct deposit. With Cash Out, you get access to up to $400 of your pay. Instant delivery is $4.99, or free within 3 business days.
If you want early access to all of your earnings at any time, the Pay Any Day Visa® Debit is the smartest option. Stick with Cash Out if you expect to need less than $400, or prefer not to set up direct deposit with us.
Hint: switching direct deposit over to Homebase can be done in just a few clicks!
Wait, so is Homebase a bank?
No, but you’ll get lots of the same conveniences of a bank with no sign-up costs, monthly fees, interest or overdraft charges. Just use your card online or in-store anywhere Visa® is accepted. You can also move money between your other accounts, with no fees from Homebase. Your money is secured up to $250,000 through our FDIC-insured bank partner, Piermont Bank, so you can trust that your money is safe and secure.