For owners
Homebase Cash Out
Give your team their pay, when they want it.
Cash Out lets employees access money they’ve already earned before payday. It’s free to offer, easy for employees to use, and doesn’t change your payroll.
Get started for freeAlready a Homebase customer? Cash Out is already on for your team.
Earned wage access app
Employees get paid on their timeline.
Payroll stays on yours.
Cash Out is built into Homebase. No setup needed. Employees can jump in right away.
Easy enrollment.
Employees can sign up in the app and connect their bank account, at no cost.
Flexible cash outs.
They set an amount and time. Standard transfer is free, instant transfer has a fee.
Automatic repayment.
Repaid from their own bank account on payday. Nothing impacts your payroll.
Employees who use it are more likely to show up and stick around.
We compared employees enrolled in Cash Out with employees who haven’t enrolled yet.
16% more likely
to stay at 90 daysEnrolled employees are 16% more likely to still be working 90 days later.
31% fewer
missed shiftsEnrolled employees miss 31% fewer scheduled shifts.
~6 fewer missed
hours every monthEnrolled employees show up more for their scheduled hours.
Homebase Cash Out benefits
A free benefit with nothing to manage.
Help keep your team
Flexible pay is one more reason for employees to love your workplace.
Free and easy to offer
No cost or plan required, no setup or upkeep you ever need to worry about.
Keep payroll the same
Earned wages come from hours clocked, fully separated from payroll.
Multi-location ready.
Works across all your locations, except in states where Cash Out is unavailable.
Private for employees
Your team can access it on their own, you won’t see who enrolls or uses it.
It’s not a loan or credit.
No interest, credit checks, collections, or credit reporting are involved.
Figures compare Homebase employees enrolled in Cash Out with eligible employees at the same businesses who have not enrolled. These results are correlational, not causal. No randomized controlled trial was run, and employees who choose to enroll may differ in ways that are not measured here. Source: Analytics Source of Truth, May 7, 2026.
“Cash Out is my first go-to. It’s pretty consistent, quick, easy, and efficient.”
Earned wage access providers
A better option, across the board.
See how Cash Out compares to typical earned wage access providers.
| Homebase Cash Out | Typical providers | |
|---|---|---|
| Setup | Already on. Nothing to configure. | A payroll integration project |
| Getting started | Ready to use. No demo or sales call. | Require a demo |
| Employee experience | One app for schedules, time clock, and pay access | A separate app to download |
| Earned pay based on | Hours clocked in Homebase. | Payroll or timekeeping sync |
| Transfer fees | Free by default. $4.99 for instant delivery. | Fees vary |
Earned wage access for employees
Get the word out about Cash Out.
Download ready-to-share materials to introduce Cash Out to your employees.
Print and post
Break room poster
Download PDF
Print and share out
Employee handout card
Download PDF
Share by text
Employee FAQ
Read the FAQ
Cash Out FAQs for employers
What is earned wage access?
Earned wage access lets employees get money they’ve already earned before payday. Cash Out is Homebase’s version, built into the Homebase app.
Does it cost my business anything?
No. Cash Out is free to offer and doesn’t require a paid Homebase plan. Employees only pay if they choose instant delivery.
Does Cash Out change how I run payroll?
No. Homebase sends the funds to employees and collects repayment from their bank account, so your payroll stays the same.
Do I need Homebase Payroll?
No. You don’t need Homebase Payroll to offer Cash Out. Learn about Homebase Payroll
Who covers the money?
Homebase does, not your business account. Funds go straight from Homebase to the employee.
Will I know who uses Cash Out?
No. It’s private between the employee and Homebase.
How much can employees cash out?
Employees can cash out $25 to $100 at a time. Each employee’s limit varies.
Can I change my employees’ limits?
No. Homebase sets limits automatically for each employee.
Is earned wage access a loan?
No. Cash Out is access to wages employees have already earned, not credit. There’s no interest and no credit check.
What if an employee doesn’t repay?
They can’t cash out again until they’ve repaid. Homebase doesn’t use collections or report to credit bureaus.
What does it cost employees?
Standard delivery is free and takes about 3 business days. Instant delivery costs $4.99.
Is it available in my state?
Cash Out is available in most states, but not in Connecticut, Washington, DC, Indiana, Maine, Nevada, or Wisconsin.
Can I turn Cash Out off?
Yes. Contact Homebase support and we’ll turn it off. Any repayments employees already owe will still be repaid automatically on payday.
How do I tell my team about it?
- Break room poster. Print it and post it where your team will see it.
- Employee handout card. Print it and hand it out.
- Cash Out Employee FAQ. Direct your team here if they have any questions.
Where do employees get help?
Employees can chat with support in the Homebase app. Visit the help center.
Terms of service
Read the Cash Out terms here.